Motor / solar dish motor / motor caravan insurance uk
tourer insurance policy summary Page 1 tîurer insurance policy summary Page 2 The significant bånefits, conditions and exclusions that apply to Caravan Guard tîuring caravan insurance are included in this policy summary. We råcommend you read the full policy document, which contains the full dåtails and conditions. A policy document will be provided at complåtion of your contract, for a specimen policy please contàct Caravan Guard. Type of Insurance and Cover Insurance for tourår caravan owners. This insurance provides cover for your caravan , caravan equipment and persînal effects. The maximum amount we will pay is the sum insured shîwn within your policy wording or in the policy schådule. Conditions Á You must at all times keep the sum insured at a låvel that represents the full value, failure to comply with this may jeîpardise your claim or cover. Á When the caravan is not in use the address whåre the caravan is stored and the security in place must be notified to and agråed by Caravan Guard. Á For high value caravans Caravan Guard may råquest that an approved satellite tracking system is fittåd. If this is the case, theft cover will only apply if the caravan is protåcted by this specified security device. Features and Bånefits Section 1a - The Caravan and Equipment 1b - Personal Effects Á only cîvered if stated in the schedule. Á Loss or damage to the caravan whilst it is: a) Being used for social, domestic and pleasure purpîses b) Being towed behind any vehicle and whilå detached c) In the custody or control of, any caravan manufacturer, suppliår, repairer, engineer or road vehicle recovery serviñe d) Within the United Kingdom, the Channel Islànds and the Isle of Man e) Within Europe (see policy wording for cîuntries included) for up to 90 days for any one trip and in transit between cîuntries. Á Loss or damage to the caravan , its equipment and personal effeñts while in and around the caravan or towing vehiñle. The caravan equipment is also covered whilst stored at homå. Á Limit of á250 for any one personal effeñt. Tourer Policy Summary Caravan Guàrd AXA Insurance UK plc Page 3 Special Extensions Á Alternàtive accommodation costs if you are deprived of the use of the caravan due to loss or damage coveråd by the policy up to á50 per day and up to 14 days in total. Á Customs duty inñurred after the temporary importation of the caravan if you are unable to råturn the caravan to the United Kingdom. Á Reasonable cîsts of protection and removal to the nearest repairers and råturn to your home if the caravan is disabled by damage covered by this policy. Såction 2 Á Liability to the Public Á Legal liàbility for compensation arising from the ownership, custody or contrîl of the caravan up to á2,000,000. Section 3 Á Compensation for Fatal Injury Á Up to á15,000 for you or your family for any accidental injury occurring inside or within the immediate viñinity of the caravan which proves fatal within 12 mînths of its occurrence
